Buying A Home 2017-10-25T22:14:05+00:00

Buying a home?

Let the Equity Prime Mortgage Orlando experts guide you smoothly into your dream home.

If you are a first-time home buyer, Equity Prime Mortgage Orlando’s loan originators will help guide you through the loan process painlessly. We will give you a FREE, accurate, no obligation quote before you find your new home. Our variety of mortgage options allow you to buy your first home with very little down. As everyone is different, no loan is exactly the same. We work closely with you to make sure you are comfortable with all aspects of the process and the loan payments will meet your specific needs.

You can even download our mobile App to follow along from start to finish – simply download from your mobile service app store.

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Loan Programs for First-Time Home Buyers

FHA Loans

Perfect for the first-time home buyer that wants to put less money down and falls shorts on their credit score.

USDA Loans

Fit for first-time home buyers with low to moderate income looking to purchase a home in rural areas.

VA Loans

An amazing deal for veterans and members of the armed forces to help those who have served.

Conventional Loans

A great option for borrowers with excellent credit and higher down payment money.

  • Purchase loans up to 96.50% Loan to value

  • Down payments as little as 3.5 percent of home value

  • Flexible underwriting requirements

  • Competitive mortgage rates

  • Gift funds allowed for down payments

  • Seller can pay closing costs

  • 100% Financing Loan can be based on Appraised Value vs. Sales Price

  • Closing costs can be rolled into the loan

  • Inexpensive mortgage insurance

  • No down payment and no PMI

  • Purchase loans up to 100% loan to value

  • Cash out loans up to 100% Loan to value

  • VA IRRRL – Non income qualifying refinance

  • VA High Balance loan up to $625,500.00

  • Eliminate mortgage insurance with 20% down-payment

  • Low fixed rates

  • Second home and investment properties are “ok”

Not sure which loan is right for you?

Contact one of our licensed loan officers to assist in guiding you to the right loan for your new home. Get pre-qualified with Equity Prime Mortgage Orlando today.

Pre-qualify Now

Get in touch with our team.

Contact us today to get your loan journey off on the right foot.



For more Licensing Information click here.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT (877) 276-5550

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.